Georgia Rent To Own a Home
Special Report (Part 4)

Benefits to Buyers

Just in case you wanted to know why our program is so successful, we're including a summary of benefits.

* Want to build up equity in the home of your choice while you improve your credit rating?

* Need more time to build up you base income?

* Looking for a home in an area that will surely have price appreciation?

* Wouldn't you like the ability to fix the price of your future home and avoid price inflation?

* Wouldn't you like to get a better mortgage in 12-24 months than the one that you qualify for now?

These are a few of the benefits for home buyers who want their home now, but know that their financial profile will be much better in the near future.  Reputable Homes North, LLC lets these people make payments on a fine home and then when they have improved their equity, credit or financial profile, they can qualify for the type of mortgage that they want.  This makes it much simpler for nearly 40% of the people who have trouble qualifying for Class “A” mortgages.

Not everyone wants to know all the details of how we work, but just in case you're interested, we'll tell you exactly what we do.

The 'Lease to Own' Process

Usually we begin with your phone call to find out some preliminary information concerning the type of home you want, preferred location and financial information.  Our interest in your financial profile is to assure that as best we can determine, you'll be able to purchase one of our homes by the end of the lease.  (Remember we want you to buy the home).

Next, we'll give you the addresses of a couple of homes that meet your preferences if you haven't already found one on this website in your area.

After you've looked at the homes and reviewed the area, we'll go over the specific terms of our lease and option to buy paperwork.

Based on your desired date of possession, we can frequently wrap up the entire process in less than 7 days. A word of caution; because we make home buying so easy, our homes don't last long. If you select one of our homes, don't delay. Homes like ours don't last long.

We can be flexible on our date of possession. But we do follow the 'first come first served' principle.

But What About...

We're sure that you have questions.  Here are a few of the more commonly asked questions, with answers.

"HOW MUCH OF A DOWN PAYMENT WILL I NEED"

That depends on your monthly payment, gross income and the price of the home.  However, a range can be as low as $2,000 or up to $7,000 for most of our homes.  Remember, we can accept borrowed funds and can give you up to 45 days to make the down payment.  However, we want to avoid characterizing our down payment as a 'security deposit' applied by a renter.

"WE HEARD ABOUT AN ACCELERATOR PROGRAM, WHAT'S THAT?"

On most of our homes, you have the option to pay up to $100 per month towards the purchase of the home.  We will match that amount towards the purchase of the home.  The Accelerator Program lets you build up to $7,200 in additional equity during a 36-month lease period.

WHAT IF THE PROPERTY TAXES GO UP?

We pay the property taxes and the Real Property Insurance. If they go up, we absorb those increases.  You will have to pay for your utilities, club membership and any association dues. This seems fair, since you receive the benefits from those. You will also need an insurance policy for your personal possessions.

CAN I BUY THE HOME BEFORE THE END OF THE LEASE?

Yes, you can exercise your option to buy at virtually anytime during the lease period. On some homes, you'll need to live in the home for the first 12 months before exercising the option.

WHAT KIND OF IMPROVEMENTS CAN I MAKE?

We want you to feel that the home is yours. You can make any improvements, however we require that you notify us and obtain any required local permits and follow the proper building codes.

CAN WE BUILD A DECK OR A FENCE?

Like we said above, we want you to make those improvements. You should enjoy the benefits of home ownership.

WILL THE PRICE OF THE HOME GO UP?

NO! We freeze the price of the home for the duration of the option (usually 24-36 months). At any time during that period, you can purchase the home for the option price.  By freezing the price of the home, you won't be 'shooting at a moving target' when you talk with the lenders.

HOW SOON CAN I MOVE INTO ONE OF YOUR HOMES?

We only show homes that are currently available. So if you see one of our homes you can move in immediately.  We will continue to notify you of homes that we have available. However, be sure to let us know of your specific needs so that we may contact other investors for properties that meet your desires.

There's no way in a single report we could possibly answer every question and every need you may have ...consider this an overview. If it strikes a nerve,... if you find you're in a position where you don't seem to be going anywhere, one where you think we could possibly help, call us today.  Our phone number is on the page for each home in inventory.

If by chance we can't do business, that's OK. But we honestly believe you'll be pleasantly surprised when you call... We specialize in solutions! By calling, you give us the chance to be your solution.  We urge you to let us try.

What do we do now?

We know that this is a lot of information to digest at one time, but if you're still with us at this point, chances are you're interested in doing whatever it takes to

GET YOU INTO YOUR NEXT HOME!

If you're ready to act now or have some immediate questions, you don't have to wait for our call... You can contact us right away after looking through the inventory we have in your market.

If you want an alternative to the stale, conventional ways of buying a home, pick up the phone and call us now! You have everything to gain and nothing to lose!

As we said before, if we can't do business right now, that's OK.  We buy lots of homes and we get calls to lease them each day. We're always looking for homes, and would like to hear from you.

We specialize in finding ways to give you the pride of home ownership. We urge you to let us try.  You have nothing to lose.

Finally
We don't know how many months you've been looking to buy a home (or thinking about buying) but every month you wait is costing you unnecessary expenses... eating up the precious income you work so hard to earn. A home is an asset... begin building your assets now. We take the hassle out of home buying.  There's a real good chance that we can help... call us today! The phone call will give you more answers.  Answers that you need. Don't procrastinate... look at our inventory in your market and fill out our online form!

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